Guide

How to Choose & Use SPF Sunscreen

What SPF numbers really mean, the difference between SPF 30 and 50, how much to apply (the two-finger rule) and when to reapply — so your sunscreen actually works.

By TanCare Team · Last reviewed June 2026

The quick answer

Choose a broad-spectrum SPF 30 or higher, apply it generously (most people use far too little), and reapply every two hours. The SPF number matters less than using enough and topping up.

What the SPF number means

SPF (Sun Protection Factor) is roughly how much longer you can stay in the sun before burning, and how much UVB is blocked. SPF 30 lets through about 1 part in 30 of burning UV; SPF 50 about 1 in 50.

SPFUVB blockedUV let through
SPF 15~93%1 in 15
SPF 30~97%1 in 30
SPF 50~98%1 in 50
SPF 100~99%1 in 100

See how this stretches your safe time in the SPF calculator.

How much to apply — the two-finger rule

  • Whole body: about a shot glass (35 ml) of lotion.
  • Face & neck: two full finger-lengths of product.
  • Apply 15–30 minutes before sun so it binds to the skin.

Under-applying is the most common mistake — use half the amount and you get far less than half the protection.

When to reapply

  • Every 2 hours in the sun.
  • Straight after swimming, heavy sweating or towelling.
  • Don’t trust “all day” claims — nothing survives a full day of real use.

Choosing a sunscreen

  • Broad spectrum (UVA + UVB) — non-negotiable.
  • SPF 30+ for everyday, SPF 50 for high UV, water or altitude.
  • Water resistant for swimming or sport (still reapply).
  • Mineral (zinc/titanium) filters suit sensitive skin and work immediately.

Then plan the rest of your day with the UV index and tanning time calculator.

Frequently asked questions

Is SPF 30 or SPF 50 better?

SPF 30 blocks about 97% of UVB and SPF 50 about 98% — a small difference. Applying enough and reapplying matters far more than the number. SPF 30+ is plenty for most people if used properly.

What does “broad spectrum” mean?

It means the sunscreen protects against both UVB (burning) and UVA (ageing and deeper damage). Always choose broad spectrum — SPF alone only refers to UVB.

How often should I reapply sunscreen?

Every two hours of sun exposure, and immediately after swimming, sweating heavily or towelling dry — even with “once a day” or “water resistant” products.

The TanCare app

Your tan, planned by the hour.

Everything on this site, plus live UV by the hour, a burn-timer that counts down for your skin, SPF reapply reminders and push alerts the moment your safe window opens.

Live UV forecast Burn timer Safe-window alerts
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